Remortgage

If you are nearing the end of your current deal or paying your lender’s Standard Variable Rate (SVR), then you could find that remortgaging could save you money.

We offer impartial advice as to whether you could move to a lower interest rate, reduce your monthly repayments, release equity or even shorten your mortgage term.

Whatever your reason for looking at remortgaging, we offer honest, impartial advice and will scour the market on your behalf to find the best mortgage products for you.

Why Remortgage?

  • To Avoid Moving Home

    Taking into account the costs of moving, such as solicitor fees, estate agency fees, removals costs and stamp duty, it could make more financial sense to remortgage and release equity to improve or extend your home.

  • To Save Money

    By changing lenders or even staying with your existing lender but moving onto a different deal, you could reduce your monthly repayments, potentially making significant savings.

  • To Consolidate

    By remortgaging you could release equity and repay any debts that are charging higher rates of interest than your mortgage, such as car loans or credit cards. We can take a look at your existing debts and work out if this is financially beneficial long-term, ensuring that you will repay less over time.

  • To Shorten Your Mortgage Term

    With interest rates as low as they are, now could be a great time to consider reducing the length of time you have left to repay your mortgage. Ultimately meaning the mortgage is repaid more quickly and quite likely saving you thousands of pounds. This can be achieved in a variety of ways, including the use of an offset savings account to run alongside your mortgage.

Whether you have had your existing mortgage for an extended period of time, or you are just at the end of your redemption period, changing to a new product can often be beneficial. Whatever your reasons for remortgaging, we can help.

Free £250 Voucher

BoConcept Scotland are delighted to offer you £250 off your BoConcept order, when you use their Interior Design service.

To qualify all you need to do is arrange for Pacitti Jones to come out and value your property and you subsequently list your property for sale with Pacitti Jones. Simply scan the QR code on the voucher that Pacitti Jones send to you to register and validate your voucher and BoConcept will take care of the rest.

Contact Us

No minimum spend requirement however you will be required to book a free no obligation session with one of the BoConcept designers. Voucher only valid in the Glasgow, Tillicoultry and Edinburgh stores. Contact your local branch for further details.